Pixl C-KYC
Plug & Play C-KYC Integration
Automate Uploads, Downloads, and Search with CERSAI Registry
Pixl C-KYC provides a complete automation platform for Central KYC integration, enabling organizations to streamline onboarding, automate customer verification, and connect seamlessly with CERSAI's CKYC Registry.
Key Capabilities
Plug & Play Integration
Effortless Connectivity
Bulk Upload & Download
Checker / Maker Workflow
Real-Time Dashboard Analytics
CERSAI Gateway
Intelligent API Query
Registry API Node
Searching
ID Type:
PAN / Aadhaar
C-KYC Number:
Querying...
CERSAI Status:
Connecting
C-KYC API Output Response
"registry_connected": true,
"maker_checker_check": "PASSED",
"ckyc_record_state": "SEARCHING",
"timestamp": "2026-06-25T10:11:45Z"
Insightful Analytics
Monitor upload statuses, download cycles, and error codes in real-time through intelligent administrative dashboards.
Effortless Platform Integration
Completely automate CKYC workflows into existing Core Banking Systems, DBs, and mobile applications with minimal code.
Tailored to Your Needs
Configure checker-maker roles, compliance parameters, and STP schedules to fit organizational requirements.
Centralized Repositories
C-KYC Demystified
The Central Know Your Customer (CKYC) registry initiative by the Government of India centralizes KYC records across the entire financial ecosystem. Managed by CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest of India), CKYC digitizes records and eliminates the need for repeated document collection and customer verification across multiple financial institutions.
Pixl's Centralized Automation Solution:
Get Started
- Direct API query access for intelligent search and download.
- Automated preparation of batch text files based on CERSAI guidelines.
- Straight Through Processing (STP) schedules for bulk uploads.
- Checker-maker workflows with built-in client de-duplication rules.
Capabilities
Key Features
Enterprise-grade CKYC automation features built for performance and compliance.
Plug & Play Integration
Instantly integrate with existing customer relationship management systems and applications.
Effortless Connectivity
Connect core systems directly to the CERSAI CKYC Registry for intelligent search and download functionality.
User Interface Flexibility
API, Cloud, and Web Service integrations with multiple back-office systems for seamless operations.
Bulk Upload & Download
Automated scheduling through Straight Through Processing (STP) for efficient registry file management.
Checker/Maker Workflow
Fully automated maker-checker functionality with customer de-duplication to eliminate duplicate records.
Enhance Onboarding Efficiency
Accelerate onboarding processes while maintaining robust data accuracy and regulatory compliance.
Workflow
The Batch Upload Automation Journey
A step-by-step cycle for bulk CKYC data synchronization.
01
1. Preparation of Batch File
Create a pipe-separated text file based on standard CERSAI guidelines.
02
2. Upload on CERSAI Portal
Securely upload the prepared batch file to the CKYC portal via automated SFTP.
03
3. Checker Admin Approval
The checker administrator reviews and approves uploaded batch records instantly.
04
4. Manual Response Check
Automatically scan and review approval responses and error codes received from CERSAI.
05
5. Error Rectification & Reupload
Quickly correct identified validation issues and re-upload batch files to the registry.
Technology Suite
Pixl C-KYC: Automation at Its Best
Automate the entire CKYC lifecycle with effortless integration capabilities.
01
Automated Upload & Download
Direct SFTP schedulers manage files with CERSAI servers automatically.
02
API-Powered Search
Lookup customer KYC identifiers instantly via ID number queries.
03
API-Powered Download
Fetch and store complete verified customer PDF files automatically.
04
Built-in Data Management
Manage Maker-Checker roles and logs through a clean central portal.
File Automation
Automated Upload & Download
Connected
Our solution connects directly with CERSAI servers using automated SFTP configurations, running batch files on customizable Straight Through Processing (STP) calendars.
Completely eliminates manual dashboard uploads and Excel mapping errors.
Intelligent API
Real-Time Registry Query
Active
Input basic identification details (like PAN or Aadhaar card hashes) to instantly search the central registry, retrieving validation codes in under 2 seconds.
Built-in fallbacks query alternative identity hashes in real time.
Registry Pull
Automated XML / PDF Extraction
Download Enabled
Downloads complete CKYC record packages directly from CERSAI servers, parsing metadata vectors and storing image uploads in secure database nodes.
Encrypted transmission complies fully with sovereign data privacy regulations.
User Roles
Maker-Checker Compliance Console
Audited
Enforce strict operational policies. Allow analysts to prepare records (Makers) and administrators to sign and approve them (Checkers), avoiding audit failures.
De-duplication engines continuously flag similar records in real time.
Industries & Functions
Business Use Cases
Deploying automated Central KYC query frameworks across regulated sectors.
Retail Banks
NBFC & Micro-Lending
Insurance Companies
Mutual Fund Houses
Stock Brokerages
Investment Portals
Pension Funds
Digital Payment Apps
FAQs
Frequently Asked Questions
Answers to common queries about Central KYC operations and API setups.
CKYC (Central Know Your Customer) is a centralized repository of customer KYC records managed by CERSAI. It standardizes and simplifies KYC processes across financial institutions.
CKYC provides instant access to verified customer records, reduces repeated document collection, improves onboarding speed, and enhances compliance management.
Banks, insurance companies, mutual funds, NBFCs, and other regulated financial institutions can register customers under CKYC.
Organizations upload standard KYC documents, including proof of identity (PAN, Aadhaar, Passport, etc.) and proof of address, for centralized storage and future access.
CKYC can be integrated through secure REST APIs, enabling automated customer verification, seamless data exchange, and reduced manual intervention.
CKYC provides a centralized and standardized KYC framework that helps organizations meet regulatory obligations, improve data security, and reduce compliance risks.
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Transform onboarding processes, scale verification throughput, and ensure 100% compliant operations.
ISO 27001 Certified
Our platform adheres to the gold standard of information security.
Data Localization
All user data resides in secure local sovereign servers.
Encrypted Vaults
Biometric metadata is stored securely in encrypted structures.
Fast Approvals
Verify user presence instantly with zero manual delay.